Info Room
Kelleway Mortgage Architects
This Info Room is being developed as a resource for our clients and potential clients to aid them in making good decisions with regard to their mortgage financing. We believe that easily accessible information helps our clients review and understand where they are at in the mortgage process - and that adds an extra layer of comfort to home-buying!
Click on mortgage financing terms and topics from A to Z below. There are also common topic buttons across the top and in the left margin of this website.
Kelleway Mortgage Architects
This Info Room is being developed as a resource for our clients and potential clients to aid them in making good decisions with regard to their mortgage financing. We believe that easily accessible information helps our clients review and understand where they are at in the mortgage process - and that adds an extra layer of comfort to home-buying!
Click on mortgage financing terms and topics from A to Z below. There are also common topic buttons across the top and in the left margin of this website.
Add-on interest
Adjustable rate mortgage (ARM)
Adjustments on closing
Affidavit
Agency
Agency law
Agent
Agreement of purchase and sale
Amortization
Amortization period
Annual percentage rate (APR)
Adjustable rate mortgage (ARM)
Adjustments on closing
Affidavit
Agency
Agency law
Agent
Agreement of purchase and sale
Amortization
Amortization period
Annual percentage rate (APR)
Approval expiry
Arrears
Assessed value
Assessment
Assessment notice
Assignee
Assignment of interest
Assignment of mortgage
Assignment of rent
Assignor
Assumable mortgage
Assumption agreement
Assumption of a mortgage
Authority
Arrears
Assessed value
Assessment
Assessment notice
Assignee
Assignment of interest
Assignment of mortgage
Assignment of rent
Assignor
Assumable mortgage
Assumption agreement
Assumption of a mortgage
Authority
B
Balance due on completion
Balloon payment
Blended payment
Blend and extend
Breach of contract
Bridge financing
Broker
Builder's mortgage
Building codes
Business-for-self
Buy-down
Buyer's agent
CMHC (Canadian Mortgage and Housing Corporation)
CRA (Canada Revenue Agency)
Cap rate
Capitalization rate
Capitalization value
Cash back mortgages
Caveat emptor
Certificate of title
Charge
Chattel mortgage
Closed mortgage
Closed term
Closing
CRA (Canada Revenue Agency)
Cap rate
Capitalization rate
Capitalization value
Cash back mortgages
Caveat emptor
Certificate of title
Charge
Chattel mortgage
Closed mortgage
Closed term
Closing
Closing costs
Collateral mortgage
Collateral security
Commitment letter
Completion date
Completion loan
Compliance letter
Compound interest
Condition precedent
Condition subsequent
Conditional approval
Condominium
Connection charges
Consideration
Contract
Construction advance
Construction lien
Construction loan agreement
Conventional mortgage
Convertible mortgage
Conveyancer
Covenant
Collateral mortgage
Collateral security
Commitment letter
Completion date
Completion loan
Compliance letter
Compound interest
Condition precedent
Condition subsequent
Conditional approval
Condominium
Connection charges
Consideration
Contract
Construction advance
Construction lien
Construction loan agreement
Conventional mortgage
Convertible mortgage
Conveyancer
Covenant
D
Damages
Date of completion
Debt service
Default
Deferred income
Deficiency
Demand note
Deposit
Depreciated reproduction cost
Depreciation
Discharge of mortgage
Disclosure statement
Discount
Discounted cashflow analysis
Discounted loan
Dominant tenement
Double-up
Dower interest
Down payment
Downside leverage
First mortgage bond
First-time buyer
Five-percent down program
Fixed rate mortgage
Fixtures
Floating rate of interest
Floor to ceiling loan
Foreclosure
Freehold
Fully amortized loan
Further charge
First-time buyer
Five-percent down program
Fixed rate mortgage
Fixtures
Floating rate of interest
Floor to ceiling loan
Foreclosure
Freehold
Fully amortized loan
Further charge
Gift letter (template)
Graduated amortization mortgage
Grant
Grantee
Grantor
Gross debt service ratio (GDSR)
Gross income
Gross rent multiplier
Guaranteed income mortgage
Guarantor
Graduated amortization mortgage
Grant
Grantee
Grantor
Gross debt service ratio (GDSR)
Gross income
Gross rent multiplier
Guaranteed income mortgage
Guarantor
I
Immediate participation loan
Income property loan
Income/expense ratio
Indenture
Injunction
Instrument
Insurable value
Inter-alia mortgage
Interest adjustment date
Interest escalation
Interest only loan
Interest rate
Interest rate differential
Interim financing
Intestate
Irrevocable
L
Land acquisition loan
Land contract
Land development loan
Land transfer tax
Leasehold
Leasehold appraisal
Leasehold mortgage
Legal description
Legal mortgage
Lending value
Lessee
Lessee interest
Lessor
Letter of commitment
Letter of credit
Leverage
Lien
Lien hold back
Line of credit
Loan coverage
Loan fee
Loan loss reserve
Loan origination
Loan portfolio turnover
Loan processing
Loan ratio
Loan-to-value ratio
Lock-in clause
Long term
Mortgage calculators
Mortgage commitment
Mortgage debenture
Mortgagee
Mortgagee in possession
Mortgage insurance
Mortgage insurance premium
Mortgage life insurance
Mortgage loan
Mortgage note
Mortgage portfolio
Mortgage postponement
Mortgage rates
Mortgage underwriter
Mortgaging out
Mortgagor
Municipal levies
Mortgage commitment
Mortgage debenture
Mortgagee
Mortgagee in possession
Mortgage insurance
Mortgage insurance premium
Mortgage life insurance
Mortgage loan
Mortgage note
Mortgage portfolio
Mortgage postponement
Mortgage rates
Mortgage underwriter
Mortgaging out
Mortgagor
Municipal levies
O
Oblatory advance
Offer to purchase
Open end mortgage
Open mortgage
Open term
Open or closed
Operating expenses
Option
Order absolute
Owner
P
Package loan
Partial discharge
Participation loan
Partnership
Percent paid off
Percentage rent plus minimum
Percentage rental against minimum
Permanent financing
Personal covenant
Personal liability
Personal property
PIPEDA client consent form
Portable mortgage
Postponement clause
Power of sale
Pre-approval
Pre-approval expiry
Prepayment clause
Prepayment penalty
Prepayment privilege(s)
Portable mortgage
Postponement clause
Power of sale
Pre-approval
Pre-approval expiry
Prepayment clause
Prepayment penalty
Prepayment privilege(s)
Pre-qualification
Prime rate
Principal
Principal, Interest, taxes heating (PITH)
Pro forma statement
Progressive draw/Progress advances
Projected income
Promissory note
Property
Prime rate
Principal
Principal, Interest, taxes heating (PITH)
Pro forma statement
Progressive draw/Progress advances
Projected income
Promissory note
Property
Real estate investment
Real estate representative
Realtor
Redemption
Redemption period
Refinance
Registration fees
Registration and discharge dates
Registered retirement savings plan (RRSP)
Release of charge
Release of covenant
Renewal agreement
Rental requirements
Rental value
Real estate representative
Realtor
Redemption
Redemption period
Refinance
Registration fees
Registration and discharge dates
Registered retirement savings plan (RRSP)
Release of charge
Release of covenant
Renewal agreement
Rental requirements
Rental value
Residential Tenancy Agreement
Restriction
Restrictive covenant
Rests
Return on investment
Reversion
Right
Right of survivorship
Right of way
Riparian rights
Roll-over mortgage
Running with the land
Restriction
Restrictive covenant
Rests
Return on investment
Reversion
Right
Right of survivorship
Right of way
Riparian rights
Roll-over mortgage
Running with the land
S
Sale and leaseback
Sales clause
Sales hold back
Second mortgage
Secured line of credit
Set back
Short term
Simple interest
Single family dwelling
Smith Manoeuvre - Is Your Mortgage Interest Tax Deductible?
Split financing
Split mortgages
Standby commitment
Stated income mortgage
Statement of adjustments
Statute
Statute of frauds
Statute of limitations
Step-down lease
Step-up lease
Survivorship
Survey
Switch
Split financing
Split mortgages
Standby commitment
Stated income mortgage
Statement of adjustments
Statute
Statute of frauds
Statute of limitations
Step-down lease
Step-up lease
Survivorship
Survey
Switch
Tax deductible mortgage interest
Tax lien
Tenancy in common
Term
Title
Title insurance
Title search
Total debt service ratio (TDSR)
Transfer
Transfer of title
Trust account
Tax lien
Tenancy in common
Term
Title
Title insurance
Title search
Total debt service ratio (TDSR)
Transfer
Transfer of title
Trust account
V
Valid
Valuable consideration
Variable rate
Vendor
Vendor financing
Vendor take back mortgage
Verification of employment
Void
Voidable






