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Mortgage Rates

Kelleway Mortgage Architects

Rates last updated online: August 23, 2010
 
Rates are subject to change without notice at any time and clients must adhere to lender policies to qualify for the lowest rates.
For short closings (e.g., less than 30 days) lenders may offer even lower rates.
 
Please note that choosing a mortgage solely on rate is not always your best choice.  Kelleway Mortgage Architects will discuss with you a range of available mortgage terms (including rate).  We want you to make an informed decision when choosing the financing solution that best fits with your personal mortgage plan. 
 
SPECIALS:    3 Yr Variable Rate Mortgage at P-0.70% (i.e., 2.05%), QUICK CLOSE within 30 days
                     5 Yr Variable Rate Mortgage at P-0.65% (i.e., 2.10%), QUICK CLOSE within 30 days
                     Lines of Credit (LOC) as low as 3.25%
                    

Fixed
Mortgage
Terms
  Bank Posted
Rates (%) 
  KMA Previous 
Rates (%)
  KMA Current
Rates(%)
Up dated Aug-23-2010 Aug-09-2010 Aug-23-2010
6 Mo 4.45 3.95 3.95
1 Yr 3.50 2.44 2.44
2 Yr 3.90 3.09 3.09
3 Yr 4.45 3.59 2.90
4 Yr 5.14 3.89 3.89
5 Yr 5.49 3.94 3.89

5 Yr Quick Close

4.29

4.29

        3.85

5 Yr No Frills

 **

 n/a**

n/a**

7 Yr 6.19 4.79 4.79
10 Yr 6.50 5.20 5.19

 For terms of 15, 18 and 25 Years, ask for rates.

 *Quick Close is <45 days.

**No Frills is limited prepayment privileges & high exit penalties.
Current Bank of Canada Prime (P) Lending Rate 2.75%
Floating (Var./Adj.) 5-yr rates as low as 2.10%
Last Bank of Canada Prime Rate Announcement 20-Jul-2010
Next Scheduled Bank of Canada Prime Rate Announcement
08-Sep-2010