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Mortgage Rates

Kelleway Mortgage Architects

Rates last updated online: November 12, 2008
 
Rates are subject to change without notice at any time and clients must adhere to lender policies to qualify for the lowest rates.
For short closings (e.g., less than 30 days) lenders may offer even lower rates.
 
Please note that choosing a mortgage solely on rate is not always your best choice.  Kelleway Mortgage Architects will discuss with you a range of available mortgage terms (including rate).  We want you to make an informed decision when choosing the financing solution that best fits with your personal mortgage plan.
 

Fixed
Mortgage
Terms
  Bank Posted
Rates (%) 
  KMA Previous 
Rates (%)
  KMA Current
Rates (%)
Up dated Nov-12-2008 Oct-22-2008 Nov-12-2008
6 Mo 6.20 6.20 6.20
1 Yr 6.35 4.75 4.80
2 Yr 6.70 5.25 5.35
3 Yr 7.05 5.25 5.44
4 Yr 7.04 5.50 5.50
5 Yr 7.20 5.69 5.64

5 Yr Quick Close

* 

5.50* 

5.50*

5 Yr No Frills

 **

 5.40**

5.40**

7 Yr 7.65 6.15 6.20
10 Yr 8.00 6.40 6.40

 For terms of 15, 18 and 25 Years, ask for rates.

 *Quick Close is <45 days.

**No Frills is limited prepayment privileges & high exit penalties.
Current Bank of Canada Prime (P) Lending Rate 4.00%
Floating (Var./Adj.) 5-yr rates as low as 4.75%
Last Bank of Canada Prime Rate Announcement  21-Oct-2008
Next Scheduled Bank of Canada Prime Rate Announcement 09-Dec-2008