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Updating your Equifax Credit Report
 
Kelleway Mortgage Architects
 

Credit Report from Equifax ...................................................................... Click here to order

            Equifax Credit Report Update Form .................................................. Click here

            Understanding your credit bureau ..................................................... Click here

If you wish to proceed with updating your credit report, here are a few tips and descriptions of documents to include in your request to the credit reporting company.  Your request may take 2 to 6 weeks for Equifax to process.
 
1. Include receipts of bills, payment confirmations or account statements showing that the information on the bureau from a creditor is incorrect.

2. Include copies of personal identification documents.

Minimum 2 pieces of identification are required.  Both pieces of ID should have your name and current address and one piece should have your picture on it.
 
Examples of acceptable pieces of ID are drivers license, credit card statements, utility company statements showing your name and current address, and other identification with an identifying photo of you.

3. Note the time and date that you sent the fax (so that you have a paper-trail if you need to reference it later).  Phone Equifax and ask a customer service representative to put a note on your file that you have made a request to update your credit report.
 
4. If you have not received confirmation that the bureau has been updated in 2 to 4 weeks, then RE-FAX the information
to 1-514-355-8502 and note the previous date and time you faxed this information. Follow up with a phone call to Equifax.

5. Keep following up with Equifax every week until you receive written confirmation that the update is complete.