KMA Contest Draw Rules and Limitations

Mortgage It Right!


Official Rules

No purchase is necessary to enter or win. A purchase will not increase your chances of winning.  All Federal, Provincial, Local and Municipal laws and regulations apply.  Void where prohibited by law.

The Contest is sponsored by Glen Kelleway d.b.a. Kelleway Mortgage Architects, 21495 Exeter Avenue, Maple Ridge, BC, Canada.

 Entry in the Contest constitutes entrant’s full and unconditional agreement to and acceptance of those Official Rules and the decisions of the Sponsor, which are final and binding.  Winning a prize is contingent upon being compliant with these Official Rules and fulfilling all other requirements set forth herein and/or required by applicable law.

Information collected from entrants is subject to Sponsor’s privacy policy.

Entries that are submitted before or after the Contest Period will be disqualified.  Submissions will be accepted for the duration of the Contest Period.


Limit one (1) submitted entry per person for the duration of the Contest Period. Entries received in excess of the stated limitation will be void.  Immediate family members of Glen Kelleway, employees of Kelleway Mortgage Architects and their immediate family members, and persons who are directly involved in creating the Contest are ineligible to receive prizes.  Previous Contest winners are ineligible to win again for a period of 12 months following the date of their last win.


The potential winners will be notified by email.  The Sponsor will attempt to notify each potential winner via email on or about the contest end date.  If any potential winner cannot be contacted within five (5) business days after the date of the first attempt to contact him/her, or is disqualified for any reason, the Sponsor may select an alternate potential winner in his/her place at random from the remaining non-winning, eligible entries.


Value of the prizes is in Canadian dollars as stated in the applicable Contest.


In the event that the operation, security, or administration of the Contest is impaired in any way for any reason, including, but not limited to fraud, virus, bug, worm, unauthorized human intervention, or other technical problem, or in the event the Contest is unable to run as planned for any other reason, as determined by Sponsor in its sole discretion, the Sponsor may, in its sole discretion, either (a) suspend the Contest to address the impairment and then resume the Contest in a manner that best conforms to the spirit of these Official Rules or (b) terminate the Contest and, in the event of termination, award the Prize at random from among the eligible, non-suspect entries received up to the time of the impairment.  The Sponsor reserves the right in its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Contest or to be acting in violation of these Official Rules or in an unsportsmanlike or disruptive manner.  This reserved right is in addition to, and not in lieu of, any other rights and remedies available to the Sponsor either in equity or at law.  Any attempt by any person to damage the website or undermine the legitimate operation of the Contest may be a violation of criminal and civil law, and should such an attempt be made, the Sponsor reserves the right to seek damages (including attorney fees) and any other remedies from such person to the fullest extent permitted by law.  Failure by the Sponsor to enforce any provision of these Official Rules shall not constitute a waiver of that provision.

Release and Limitations of Liability 

By entering the contest, entrants agree to release and hold harmless the sponsor, other companies associated with the contest, each of their respective parents, subsidiaries, affiliates and advertising and promotion agencies, and each of their respective officers, directors, employees, shareholders, representatives, and agents (the “Released Parties”) from and against any claim or cause of action arising out of or in connection with entry or participation in the contest or receipt or use of the prize, including, but not limited to:  (a) any technical errors associated with the contest, including lost, interrupted or unavailable internet service provider (ISP), network, server, wireless service provider, or other connections, availability or accessibility or miscommunications or failed computer, satellite, telephone, cellular tower or cable transmissions, lines or technical failure or jumbled, scrambled, delayed or misdirected transmissions or computer hardware or software malfunctions, failures or difficulties: (b) unauthorized human intervention in the contest; (c) mechanical, network, electronic, computer, human, printing or typographical errors; (d) application downloads, (e) any other errors or problems in connection with the contest, including, without limitation, errors that may occur in the administration of the contest, the announcement of the winner, the cancellation or postponement of the event and/or the flyover, if applicable, the incorrect downloading of the application the processing of entries application downloads or in any contest-related materials; or (f) injury, death, losses or damages of any kind, to persons or property which may be caused, directly or indirectly, in whole or in part, from entrants participation in the contest or acceptance, receipt or misuse of the prize.  Entrant further agrees that in any cause of action, the released parties’ aggregate liability will be limited to the cost of entering and participating in the contest, if any, and in no event shall the entrant be entitled to receive attorney’s fees or costs of court.  Released parties are also not responsible for any incorrect or inaccurate information, whether caused by site users, tampering, hacking, or by any equipment or programming associated with or utilized in the contest.  Sponsor hereby expressly disclaims, and entrant hereby expressly waives, to the maximum extent not prohibited by applicable law, the right to claim any punitive, consequential or other indirect damages, howsoever caused, and regardless of the legal theory on which such claim may be based.



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