Mortgage Blog

Mortgage It Right!

Investment and Vacation Property 101

Investment and Vacation Property 101

August 6, 2020 | Posted by: Kelleway Mortgage Architects

So, you are looking to purchase a second property! Congratulations! This is a great opportunity for you to expand your financial portfolio and ensure stability for the future. However, before you la ...

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What to Know Before You Sell Your Home

What to Know Before You Sell Your Home

August 6, 2020 | Posted by: Kelleway Mortgage Architects

So, you are ready to sell your home! Whether you are up or down-sizing, selling your home can feel like a large undertaking - but don’t worry! I have put together some things to know before yo ...

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5 House Hunting Mistakes to Avoid

5 House Hunting Mistakes to Avoid

August 6, 2020 | Posted by: Kelleway Mortgage Architects

Buying a home is one of the largest investments you will ever make! In order to make your home hunting experience the best it can be, there are a few key mistakes to avoid and be aware of before you ...

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Mortgage Insurance and Your Borrowing Power

Mortgage Insurance and Your Borrowing Power

July 14, 2020 | Posted by: Kelleway Mortgage Architects

Your borrowing power as a Canadian homebuyer or homeowner is impacted by a few factors. Recent changes to the lending policies announced by CMHC, The Bank of Canada’s qualifying rate and your ...

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What Your Banker Won't Tell You!

What Your Banker Won't Tell You!

July 14, 2020 | Posted by: Kelleway Mortgage Architects

Did you know the biggest difference between getting your mortgage from a bank vs. a mortgage broker is that the bank only has access to their products, while I, your mortgage broker, have access to hu ...

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Growing Your Own Organic Garden

Growing Your Own Organic Garden

July 14, 2020 | Posted by: Kelleway Mortgage Architects

With many of us spending more time at home this year, now is a great time to start that organic garden you have always wanted! As someone with friends who grow their own herbs and vegetables, it can ...

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What to Know BEFORE You Start House-Hunting

What to Know BEFORE You Start House-Hunting

June 5, 2020 | Posted by: Kelleway Mortgage Architects

As exciting as it is to start your journey towards home ownership (or even up- and down-sizing), there are a few things you should consider first. Most importantly, you need to determine your pur ...

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The Rate Today

The Rate Today

June 5, 2020 | Posted by: Kelleway Mortgage Architects

Current Bank of Canada Qualifying Rate: 4.94% In order to find out how the current rate impacts Canadian consumers, we must first identify insured and uninsured borrowers. Do you have LESS than ...

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Advantages of a Pre-Approval

Advantages of a Pre-Approval

June 5, 2020 | Posted by: Kelleway Mortgage Architects

Getting pre-approved can be a vital step to the home-buying process! But don’t confuse this with pre-qualification; you can get a pre-qualification through the My Mortgage Planner app to deter ...

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6 Tips to Stay Cool & Save This Summer

6 Tips to Stay Cool & Save This Summer

June 5, 2020 | Posted by: Kelleway Mortgage Architects

Summer is just around the corner and doesn’t stick around for long, so make sure you enjoy it! We have some great tips for staying cool AND saving money while you do. 1. Use portable and ceil ...

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