Mortgage Blog
Mortgage It Right!
Category: Financial Intelligence (17 posts)
Have You Had Your Mortgage Check-Up?
April 21, 2022 | Posted by: Rachel Moffat
Spring is a great time to consider doing an annual mortgage check-in! Organizing a quick mortgage review each year can help provide peace of mind and ensure you’re on-track with your future goal ...
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Refinancing: What You Should Know
March 21, 2022 | Posted by: Rachel Moffat
Refinancing your mortgage refers to the process of renegotiating your current mortgage agreement for a variety of reasons. Essentially, allowing you to pay off your existing loan and replace ...
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Understanding Insurance
February 15, 2022 | Posted by: Rachel Moffat
Not all insurance products are created equal. One of the most common mistakes homeowners and potential homeowners make is that they hear the word “insurance” and just assume they have it ...
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Improving Your Financial Direction
January 25, 2022 | Posted by: Rachel Moffat
Make 2022 the year of finance by improving your financial direction from the start! Even if you are living paycheck-to-paycheck, a few changes to the way you spend and look at money can make all the ...
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How to Talk to Your Kids About Finances
September 23, 2021 | Posted by: Rachel Moffat
A vast majority of parents are currently supporting their children (ages 18-35 years) financially, spending an average of $5,623 per year! This is an extensive additional cost that most p ...
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Real Talk: Mortgage Penalties
June 10, 2021 | Posted by: Rachel Moffat
When it comes to mortgages, it is easy to focus on the rates and your current situation, but the reality is that life happens and when it does, rates won’t be the only thing that matter. ...
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Benefits of a Mortgage Broker
February 12, 2021 | Posted by: Rachel Moffat
In a world with an abundance of options, it can be hard to know which way to turn to ensure that you make the best decision for your future. Fortunately, that’s where I come in. As your dedicate ...
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Time to Check-In with your Mortgage!
January 13, 2021 | Posted by: Rachel Moffat
There has never been a better time for your annual mortgage health check-up! By organizing a quick mortgage review each year, it may yield you some fruitful financial savings.Your home loan review thi ...
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Making Your Finances Work For YOU in 2021
December 10, 2020 | Posted by: Rachel Moffat
After the whirlwind year of 2020, making your finances work for you is already top of mind for Canadians. Why not roll that into a brand-new resolution moving forward into 2021? Here are some ideas to ...
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How to Enjoy a Debt-Free Holiday
November 10, 2020 | Posted by: Rachel Moffat
The holidays are coming up! As much as these celebrations bring us joy and harmony, they can also bring us stress. This is particularly true when it comes to your finances! However, don’t lose h ...
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10 Money Saving Tips
September 17, 2020 | Posted by: Rachel Moffat
When it comes to saving money, there are a lot of little things you can do that add up to make a big difference! Here are 10 of my favourite money-saving tips. one: automate savings Automatic savi ...
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Teaching Your Kids About Finances
September 17, 2020 | Posted by: Rachel Moffat
Did you know? According to a 2019 RBC Family Finances Poll, 9 out of 10 parents (96%) are financially supporting their children (ages 18-35 years). On average, this costs parents $5,623 per ...
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Mortgage Insurance and Your Borrowing Power
July 14, 2020 | Posted by: Rachel Moffat
Your borrowing power as a Canadian homebuyer or homeowner is impacted by a few factors. Recent changes to the lending policies announced by CMHC, The Bank of Canada’s qualifying rate and your ...
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What Your Banker Won't Tell You!
July 14, 2020 | Posted by: Rachel Moffat
Did you know the biggest difference between getting your mortgage from a bank vs. a mortgage broker is that the bank only has access to their products, while I, your mortgage broker, have access to hu ...
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Advantages of a Pre-Approval
June 5, 2020 | Posted by: Rachel Moffat
Getting pre-approved can be a vital step to the home-buying process! But don’t confuse this with pre-qualification; you can get a pre-qualification through the My Mortgage Planner app to deter ...
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Determine Your Monthly Budget
May 13, 2020 | Posted by: Rachel Moffat
It's easy to get overwhelmed when thinking about your finances, especially if you are saddled with debt. The best way to determine your monthly budget is to start by recording your total monthly incom ...
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Investment Decisions 2020
January 24, 2020 | Posted by: Rachel Moffat
No doubt, at this time of year, many of us will be reviewing annual investment returns from savings, stocks, bonds, TFSAs, RRSPs, RESPs etc. Few of us, as part of this process, will sit down and calcu ...
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