Mortgage Blog

Mortgage It Right!

Category: Qualifying for a Mortgage (9 posts)

How Do We Get Into This Housing Market?

How Do We Get Into This Housing Market?

November 20, 2019 | Posted by: Kelleway Mortgage Architects

  We help people who are: • Just starting adult life • Starting a new life in this province or in Canada • Transitioning from renter to homeowner   We calm hom ...

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Mortgage Brokers Can Help You Get Financing for Every Stage of Your Life

Mortgage Brokers Can Help You Get Financing for Every Stage of Your Life

September 25, 2019 | Posted by: Kelleway Mortgage Architects

Mortgage Brokers Can Help You Get Financing for Every Stage of Your Life   Buying a home can feel like a journey. Whether it’s your first or your 10th, there are many steps to go throug ...

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5 Mortgage Tips to Help You Afford a Home

5 Mortgage Tips to Help You Afford a Home

July 24, 2019 | Posted by: Kelleway Mortgage Architects

  Buying a home has become more difficult now than ever— maybe this is not news to you! Recent lending stress-test measures, increases in housing prices in major cities, and the continue ...

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UPDATE - Follow-up on Changes to Federal Government Rules & Regulations

UPDATE - Follow-up on Changes to Federal Government Rules & Regulations

February 2, 2017 | Posted by: Kelleway Mortgage Architects

  Is your down payment less than 20% of the financing value of your home? If so, your mortgage falls into the “default insured mortgage” category and must be insured by one of the ...

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Merry Xmas...Higher Mortgage Interest Rates Expected!

Merry Xmas...Higher Mortgage Interest Rates Expected!

October 31, 2016 | Posted by: Kelleway Mortgage Architects

    Thinking of refinancing?  You may want to consider doing that sooner than later.After November 30, 2016, expect mortgage interest rates to likely increase by at least a quarter&nb ...

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Update: 2016 Canadian Government Rule Change - Stress Test for Borrowers

Update: 2016 Canadian Government Rule Change - Stress Test for Borrowers

October 19, 2016 | Posted by: Kelleway Mortgage Architects

  ...

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2016 Government Changes - in Effect!

2016 Government Changes - in Effect!

October 17, 2016 | Posted by: Kelleway Mortgage Architects

2016-10-14_GCK_MA_flyer_-_Rule_Change.pdf ...

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October 2016 Qualification Rate Imposed by Canadian Government

October 2016 Qualification Rate Imposed by Canadian Government

October 4, 2016 | Posted by: Kelleway Mortgage Architects

  Monday, October 3, 2016Finance Minister Bill Morneau announced some new changes that will affect the mortgage industry.Monday, October 17, 2016New qualification rate goes into effect and it ...

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How You Square Up to Qualify for a Mortgage

How You Square Up to Qualify for a Mortgage

June 29, 2015 | Posted by: Kelleway Mortgage Architects

From the lender's viewpoint, borrowers need to meet certain criteria in order to qualify for a loan with the best terms available. In order for us to arrange mortgages for borrowers, we often review t ...

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